The FoolProof Foundation:
An independent voice to help you take control of your life, your finances and your general welfare.
FoolProof for Middle & High Schools
(for college and individuals)
5 Cards & Free Goodies
How many "free" credit cards do you have right now? How many times has somebody on campus or in your mail tried to push a "free" credit card on you…
A Zero Percent Credit Card Trick!
Let's talk about credit cards. More specifically, let's talk about credit cards that offer you a 0% interest rate! These days, many retailers (includ…
Are You Part of the Plastic Generation?
Free Money! You've probably heard that the law changes over the past few years are supposed to protect college-aged young people from a lot of the ab…
Check, Credit Card or Debit Card?
Choosing a Payment Method for Security and Convenience How do you pay for everyday purchases or bills? Cash? Check? Credit Card? Debit Card? If you a…
Credit Card Phishing
Will You Be Lucky Enough to Get a Call Like This? You're sitting around when you get a call from someone who says they are with your credit card comp…
Credit Cards vs. Debit Cards!
Sure, credit cards can be a great way to have a financial safety buffer in your pocket, and they build credit pretty quick, too. But everybody has hea…
Credit Cards, Debit Cards, or Prepaid Debit Cards?
Which are safer to use? Answer: It depends. This video compares all 3 options.
Innovative Ways of Cutting Debt
Do you owe money on student loans, credit cards or a mortgage? This video can show you ways to free up money to help cut down on your debt.
Is Your Subprime Card Hurting You?
Most people who have experienced bad credit can agree that the following information often indicates that there is light at the end of the tunnel.
Millennials: All About (Your) Credit
I'm betting that you know what credit is: an arrangement for you to pay for something at a later date. "Okay, gimme the car today, and I'll pay you la…
Options for Reducing Debt
According to the Federal Reserve Bank of New York's Center for Microeconomic Data's Quarterly Report on Household Debt and Credit for the first quarte…
The D Word
You can easily get in trouble when you first get a credit card. But there is a way out - listen to Tessa.
The Ostrich Syndrome: How I Handled My Credit Card Debt
When it came to my out-of-control credit, I had a severe case of ostrich syndrome—I hid hoping my problems would go away. I had that sickening feeli…