Tuesday, September 19

Massive Equifax Data Breach. What You Need to Know.

On September 7, 2017, Equifax, one of the big 3 consumer credit reporting agencies, announced that sensitive information for 143 million American consumers including names, Social Security numbers, birth dates, addresses and driver's license numbers were stolen by hackers.

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Using Facebook Marketplace or Another Local Service? Then Read This

Local online marketplaces such as Facebook Marketplace can be a handy tool. They can be used to find bargains on various items or to make some money on items you no longer need. But how do you make sure that you aren't being conned? These tips can help.

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Avoiding Disaster Related Scams

Disasters such as that caused by Hurricane Harvey bring out the scammers. Fake charities, repair scams, and rental scams are just a few of the types of scams that increase during these times. Here are some tips and resources to help you avoid being taken.

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Don't Become a Victim of Debit Card Fraud

If you are one of the many people who use their debit card regularly for purchases, you may want to reconsider. Debit card fraud has been rising steadily over the last few years. More sophisticated technology has helped make skimmers harder to detect at gas pumps, ATMs, and other payment terminals. Fraudulent "card-not-present" transactions, such as online or over the phone, are also fueling the increase.

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A Twist on Nigerian Scams

These days, anyone who has email has either received or heard about Nigerian scams. These scams typically request help to access a large amount of money. They promise you a big profit in exchange for your help. The catch is that you will need to fork out your own money to cover various fees or "taxes" and provide access to your bank account. The result: lost money and possibly identity theft.

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More Ransomware! Here's What You Need to Do

Ransomware attacks are becoming more frequent and they are targeting more and more computers. Ransomware prevents access to files on a computer usually by encrypting them. It then asks for a ransom which must be paid using bitcoins or other digital currency. Paying the ransom doesn't guarantee that you'll regain access to your file.

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World-Wide Computer Hack: If Your Computer Runs on Windows, Read This Now

A global cyber-attack called the “WannaCry Virus” has hit over 150 countries, including the U.S.

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VantageScore Announces Upcoming Changes. What You Need to Know.

Haven't heard of VantageScore? It is a credit scoring model that was created in 2006 by the big three credit bureaus, Experian, Equifax, and TransUnion, as an alternative to the better known FICO score from the Fair Isaac Corporation.

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Identity Thieves May Have Stolen Tax Info through FAFSA Tool

A rite of going to college is filling out the Free Application for Federal Student Aid (FAFSA) form. Anyone who has filled out the FAFSA knows how complicated it is. To help make it easier to fill out the form, the U.S. Department of Education created a Data Retrieval Tool (DRT) which could be used to retrieve the required tax information directly from the IRS.

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Tips for Spotting Fake News

Fake news. There's been a lot of discussion about it recently. While bogus stories and advertising cloaked as stories have been around for a long time, the Internet and now social media have helped to spread them quickly to more people. Being skeptical about the news or any information is a good idea no matter the source.

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Subcategories

FoolProof Education

FoolProof Education is a highly interactive, self-grading group of online lessons called "Modules." The Modules teach consumers of all ages about money, financial responsibility and the realities of the free enterprise system.

High School, College & Home School Curriculum

Closely aligned to the Common Core standards and state personal financial literacy requirements.

Educate Yourself, a Friend or Family Member

Choose from a wide variety of topics. Start and stop and continue at anytime.