Sunday, September 24

The Topic? Fake Health News, of Course.

FoolProofme.com features regular guest columns by the top consumer advocates in the USA. You may notice that these experts aren't shy when it comes to giving their opinion. We like that.



Dr. Ivan Oransky is a Distinguished Writer in Residence, New York University's Arthur Carter Journalism Institute. He is Co-Founder, Retraction Watch, Editor at Large, MedPage Today, and Vice President, Association of Health Care Journalist. Dr. Oransky is also Clinical Assistant Professor of Medicine, New York University School of Medicine.

Dr. Ivan Oransky has been doing his best to ferret out fake and questionable medical claims, and the stories behind them, for more than a decade. More on his pedigree later.

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The Ads You Cannot See

FoolProofme.com features regular guest columns by the top consumer advocates in the USA. You may notice that these experts aren't shy when it comes to giving their opinion. We like that.



Mara EinsteinFoolProof guest columnist Mara Einstein is the author of Black Ops Advertising: Native Ads, Content Marketing and the Covert World of the Digital Sell and a Professor of Media Studies at Queens College, CUNY.

Know anyone who likes advertising? Yeah, me neither. People use remote controls, they buy subscription video services from HBO to Showtime to Netflix, and increasingly they use ad blockers, all so they don't have to see commercial content.

As viewers become more adapt at ad avoidance, marketers become more covert in disseminating their corporate messages. Today, native advertising and content marketing are the most popular forms of this stealth marketing, and it is unlikely that you've heard about them. That's the point.

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For Young Adults, Risks of Consumer Credit Often Exceed Its Benefits

FoolProofme.com features regular guest columns by the top consumer advocates in the USA. You may notice that these experts aren't shy when it comes to giving their opinion. We like that.



Stephen BrobeckFoolProof guest columnist Stephen Brobeck is Executive Director of the Consumer Federation of America, an organisation established to advance the consumer interest through research, advocacy, and education.

American businesses will spend about $200 billion this year to persuade American consumers to buy their products. Financial institutions alone will spend about $20 billion this year marketing their products.

While this expenditure is appropriate in a free enterprise economy, it poses grave risks to consumers who fail to understand that, however compelling the ads, they should be ignored in all product purchase decisions. That is a central message of FoodProofMe, which especially applies to decisions about consumer credit.

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Statement of Joan Claybook on U.S. Departement of Transportation's "Proactive" Safety Principles

FoolProofme.com features regular guest columns by the top consumer advocates in the USA. You may notice that these experts aren't shy when it comes to giving their opinion. We like that.



Joan ClaybookFormer National Highway Traffic Safety Administration (NHTSA) Chief

Today's announcement that the U.S. Department of Transportation (DOT) is collaborating with the auto industry to develop "Proactive Safety Principles" is a dramatic step in the wrong direction especially following a year of record recalls and an increase in motor vehicle fatalities. The set of four principles is toothless, lacks any implementation authority and is worth only the cost of the paper they are written on. There is nothing preventing the auto industry from disregarding or outright violating these principles. In fact they could be considered subterfuge to violate reporting requirements by doing "data dumps". The safety of the American public will not be best protected with a kumbaya between the federal agency charged with issuing regulation and the industry seeking to avoid regulation. Also completely absent from this "Best Friends Forever (BFF) moment" between DOT and the auto industry are the people NHTSA was created to protect—car users.

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CarMax: Stop Selling Unsafe, Recalled Cars to Consumers

FoolProofme.com features regular guest columns by the top consumer advocates in the USA. You may notice that these experts aren't shy when it comes to giving their opinion. We like that.



Rosemary ShahanFoolProof guest columnist Rosemary Shahan is President and Founder of Consumers for Auto Reliability and Safety, an organisation dedicated to save lives, prevent injuries, and protect consumers from auto-related fraud and abuse.

CarMax is the largest used-car retailer in the U.S. They took in over $10 billion last year, and are publicly traded on Wall Street.

You've probably seen their ads claiming that every car they offer for sale has to pass a rigorous "125+-point inspection." That sounds very reassuring.

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Mistakes on Credit Reports Hinder Access to Fair and Affordable Credit

FoolProofme.com features regular guest columns by the top consumer advocates in the USA. You may notice that these experts aren't shy when it comes to giving their opinion. We like that.



Ira Rheingold FoolProof guest columnist Ira Rheingold is Executive Director and General Counsel of the National Association of Consumer Advocates (NACA), an organisation dedicated to protecting consumers from unfair and deceptive business practices.

Credit reports have an outsized importance on our lives. Your report is being used by businesses to determine whether you can afford a home or a car, what a credit card or insurance will cost you, and even if you can rent an apartment or get a job.

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Becoming President of McBrain

McBrain

Let's start with a little bit of fantasy: imagine that your brain is a big company. We'll call it the McBrain Company. McBrain workers come in all types and do their individual best to fulfil their different tasks.

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How to Build Strong Passwords

What's the definition of a strong password?  It's a secret code that's hard for hackers to break and easy for you to remember.

I'm Niels, FoolProof's VP of Techie Stuff. We've told you in other reports about creating passwords, but as the geek in FoolProof, I wanted to give you a smart way to build a really strong password.

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A Smart Head Start on College: Taking College Level Courses in High School

If college is on your radar in the next few years, now's the time to start thinking:

  • How can I increase my chances of graduating on time, if not earlier?

  • How can I reduce the amount of loans I'll have to replay after graduating?

  • How can I give myself a head start finding a job or career I love?

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Financial Apps for Your Smartphone

Think you've maxed out your Smartphone with all of the Facebook, Twitter and Pandora Radio apps? Instead of constantly reading your friend's Tweets or status updates, how about some apps to help you focus on your finances — and at least be able to pay for your phone's data package. Here are five budgeting apps to help keep your checkbook in check.

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Subcategories

FoolProof Education

FoolProof Education is a highly interactive, self-grading group of online lessons called "Modules." The Modules teach consumers of all ages about money, financial responsibility and the realities of the free enterprise system.

High School, College & Home School Curriculum

Closely aligned to the Common Core standards and state personal financial literacy requirements.

Educate Yourself, a Friend or Family Member

Choose from a wide variety of topics. Start and stop and continue at anytime.