Tuesday, May 30

A Zero Percent Credit Card Trick!

Let's talk about credit cards. More specifically, let's talk about credit cards that offer you a 0% interest rate!

These days, many retailers (including large shops and companies) offer store-brand credit cards with a 0% interest rate. Their advertisements entice you to purchase expensive items and charge them to your 0% Annual Percentage Rate (APR) credit card.

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Payroll (Debit) Cards: Getting Your Paycheck Deposited on a (Debit) Card

Have you ever heard of payroll cards? Payroll cards are a lot like debit cards—you can use them to pay for items in shops or online, or to withdraw money from your account.

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The Selfie Saga: Selfie ID

With people taking selfies and people posting selfies, selfies are undoubtedly everywhere you look. Selfies are so present in our lives that in 2014 the word "selfie" was integrated in the Oxford (Online) Dictionary. We would go so far to say that every smartphone user has probably taken a selfie at some point. They are here to stay, whether we like it or not.

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Budget Trouble: Broke Right after Payday?

You know that feeling you get when you get paid? You feel happy and rich and the sky is the limit! It's a great feeling, but it doesn't last long, does it?

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Native Advertising

Native Advertising: A Radical Shift in Advertising That Targets You

"Native Advertising"—disguising a one-sided sales pitch to look like valuable information—has been around for decades.

Though advertisers may deny it, the hidden purpose of native advertising has always been pretty clear to FoolProof and many other consumer advocates: to trick you into accepting potentially faulty information as truthful information.

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Native Advertising

Are You Ready for "Native Advertising"?

When conducting web searches, do you know how to tell the difference between search results that give you really helpful information and advertisements that may give you nothing useful at all (or try to sell you things)?

If you do, you're doing a lot better than most kids aged 12-15.

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FoolProof Top 10 Scams: Beware of the Red-Lipped Batfish Trick!

You're pretty "foolproof," right? You don't fall for those obvious scams that make you look and feel like a fool, do you?

When you look at FoolProof's "Top 10" list of scams, some of them seem too irrational for anyone to fall for, but they do. These scams are on our list because young people often fall victim to them, no matter how silly or irrational they seem.

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Are You Kidding? You're Not Thinking About Retirement Yet?

What's your vision of retirement? Freedom to do what you want? Travel? Fishing?

"Retirement" is about having the freedom to control your own life when you get older. It's a time in your life when you shouldn't have to depend on a job to live your life.

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Young People and Taxes!

Regardless of what job or career you may have during your life and what country you may live in—the U.S. or abroad—you're going to be paying taxes. In most situations, you may already be paying taxes.

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Apple Pay/Android Pay (Google Wallet): Mobile Payments on the Rise

First there was Google Wallet. Then came Apple Pay. Now Google is changing its Wallet to become Android Pay.

Using some form of mobile payments is becoming more and more popular. And if you're not already, before you know it you will be using your phone to pay for stuff. With the iPhone and Android phones controlling over 90% of the market, experts anticipate it won't be long before most people will be using a mobile payment service.

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Subcategories

FoolProof Education

FoolProof Education is a highly interactive, self-grading group of online lessons called "Modules." The Modules teach consumers of all ages about money, financial responsibility and the realities of the free enterprise system.

High School, College & Home School Curriculum

Closely aligned to the Common Core standards and state personal financial literacy requirements.

Educate Yourself, a Friend or Family Member

Choose from a wide variety of topics. Start and stop and continue at anytime.